Financing
your future,
not your past!





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We have hundreds of vehicles in stock and new arrivals daily.
2006 LINCOLN TOWN CAR ...
2006 LINCOLN TOWN CAR ...
Down Payment: $500
2003 TOYOTA AVALON 4 D...
2003 TOYOTA AVALON
Down Payment: $3,499
2015 NISSAN VERSA S; S...
2015 NISSAN VERSA S; S...
Down Payment: $800

Here's a testimonial from one of our valued customers. Read more here!

  • "i had an overall very great experience with sign and drive my sales person paul was sooo much help to me i have been turned down at many car lots but... "
    Dvonya Young, rock hill
  • "I went everywhere to get a car, but I was turned away because of my credit. I just needed a chance and Paul Raynor @Independence took care of me. He w... "
    santario gaddy, charlotte
  • "Went to the dealership on Independence. Dealt with Britt. The process was very simple and straightforward. I was in and out in a couple of hours! Keys... "
    Ronald Nelson Jr, Charlotte
  • "Cheers pal. I do apepcriate the writing.... "
    Thathianinha Thathianinha, AaPOpPiMC5
  • "They made the experience so easy, and enjoyable. The salesman was awesome! They are understanding, and are willing to work with not such great credit.... "
    Brittney Cribb, Gastonia
  • "Britt Pope On Independence Was The Most Positive Dealer Ive Worked With!! I Enjoyed Buying A Car From The Happy And Motivating Person I Would Refer AN... "
    Sa'Monica Mckenney, Charlotte
  • "I went to sign and drive on Independence Blvd determined to get a car and got just what I needed. Thank you Britt for making that happen, my experienc... "
    Natasha Gibbs, Charlotte
  • "i would love to thank paul raynor at sign and drive at 6610 e. independence boulevard in charlotte nc for hooking me and my fiance up with a car. we h... "
    jasmine greenfield, charlotte
  • "I purchased my 2006 LEXUS es330 I am very pleased with the team and my vehicle that I purchased.... "
    Kamilah Hill, Charlotte

With 3 Buy Here Pay Here Used Car Dealerships in Charlotte and Gastonia

Sign and Drive Auto Group is a locally owned and operated North Carolina auto dealership with 3 locations in Gastonia and Charlotte, North Carolina.  As a buy here pay here auto dealership we offer no credit and bad credit auto loans to the general public. We are the bank!  Sign and Drive Auto Group’s Buy Here Pay Here Dealerships in the Charlotte and Gastonia area to provide customers with poor credit or bad credit with a chance to drive away in a great used car thanks to our No Credit/Bad Credit Auto Loans! With unmatched Buy Here Pay Here customer service throughout the Charlotte and Gastonia area, you are sure to drive away in your used car with a big smile from any of our Charlotte and Gastonia used car dealerships. For your convenience, we have used car dealerships on Independence Boulevard, Wilkinson Boulevard in Charlotte and E. Franklin Boulevard in Gastonia. Anyone in the Huntersville, Pineville, Matthews, Lincolnton, Belmont, Hickory/Lenoir, and Cherryville areas can give us a call and we’ll get you to our closest Buy Here Pay Here lot and get you in a new USED CAR TODAY! 

Over 200 Used Cars for Sale in Charlotte and Gastonia

Are you looking for a used car for sale in Charlotte or Gastonia and find yourself asking "I need approved credit for a car," come out to Sign and Drive Auto Group as we are one of North Carolina’s Best Buy Here Pay Here Auto Loan dealers for those with Bad Credit. We can deliver no credit used car loans that let you drive away today while rebuilding your credit. There is no feeling like an instant approval used car loan. If you are looking for a quality used vehicle with the added security of a warranty then look no further!  Sign and Drive Auto Group is well known in the community as the dealership that makes it easy to buy a car with a great warranty at no extra charge. Browse our huge selection of quality used car inventory online and drive your used car home today!

Choose the Best Buy Here Pay Here Used Car Dealerships in North Carolina

Our process is simple, direct and it works!  Based on hundreds of happy Sign and Drive Auto Group customers we can say with confidence that Charlotte and Gastonia love our great used car inventory! We are a locally owned business that has built its reputation on helping people who might get turned away at other car lots. With Sign and Drive Auto Group applying online has never been easier! Visit our Online Auto Application for instantly approved auto loan options. Be sure to also visit our Online Auto Inventory page and explore the used cars available on our lots in Charlotte and Gastonia. Our friendly, knowledgeable and helpful staff will help you find the used car you need at an affordable price! For your convenience, we have 3 locations in Charlotte and Gastonia. One on East Independence Boulevard in Charlotte, one on Wilkinson Boulevard in Charlotte and one on East Franklin Boulevard in Gastonia.