Information we receive from you on applications or others forms, such as your name, address, telephone numbers, e-mail addresses, birth date, social security #, income, and employment history. Information about your transactions with us, our affiliated third parties, or others, such as your account balance, payment history, and your creditworthiness. Information we receive from your consumer credit reports or a consumer-reporting agency, such as your creditworthiness, credit score, or credit history. Representations made by you to us, such as your employment history, your account balances, and payment histories, and your relationships with other persons or entities whom you have listed as a reference. Information we collect or that you provide to us when you visit our website, such as your name, address, telephone numbers, or e-mail addresses; if you request e-mail contact from us or send us an e-mail, we may retain your e-mail address and the messages themselves. We do utilize "cookies" in connection with our website. A "cookie" is an online device used to determine when a visit to the site has occurred and to track your activity within the site. Cookies are often used online and do not harm your computer. You have the option of programming your computer to prevent a cookie from being accepted.
We may disclose all of the non-public personal information that we collect about you, as described, to third parties that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements, such as third parties who manufacture or supply our goods and services, advertise or market our products and services, make customer satisfaction inquiries on our behalf, or provide internet related marketing services. We are permitted by law to disclose information about you to third parties that perform marketing services on our behalf and/or to other financial institutions with which we have joint marketing agreements. We are not required to give you opportunity to opt out of such disclosures.